About Melo Insurance Services
Melo Insurance Services was started by people that were keenly aware of the limitations and lack of options available to captive agents. Captive agents work for one company (State Farm, Farm Bureau, Allstate, Nationwide) and can only offer insurance from that one company. It is not uncommon for one of these companies to raise rates by 15-25% in any given year. When this happens, the agents are “captive” – they cannot offer you any real options.
Welcome to Melo Insurance and the freedom of choice.
We can offer you a wider choice of auto, home, business, life and health coverages as well as retirement and employee-benefit products. Now you can develop a long-term relationship with a trusted agent who has options to insure you through every phase of your life.
- New Family
- Empty Nesters
- Affluent Family
- Single Parent
- Newly Weds
- Single Adult
- School Aged Family
Whether or not any of these apply to you, chances are Melo Insurance can help. We have access to many of the largest national and global insurance carriers. Our state-of-the-art software will match your specific requirements with the best insurance solution. Switching to Melo will take less than 20 minutes of your time, and we will help you get all appropriate refunds from your existing company.
The Melo difference does not stop there. First-class service after the sale will confirm you truly made the right choice. During insurance check-ups, we can evaluate your needs and changing circumstances. If we find a better insurance option, we will handle the switch for you. During the check-up we will also recommend loss-prevention ideas that can help you cut costs even further. And if a loss ever occurs, we will stand with you until the claim is settled.